Frank A Clark Law Office located in NY
Frank A Clark Law Office
One Park Place 300 S State St 410Syracuse, NY 13202
(315) 701-5990
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A disability insurance policy is a contract between you and the insurance company. If you can’t work because of sickness or injury, the disability insurance policy will provide you with the financial support that you need.
When an agent or broker sells policies, the agent/broker is required by law to explain the features of the policy in clear and understandable language. Agent/broker compensation is not based on whether or not you purchase a policy; therefore, they have no reason to try to talk you into buying a particular policy over another. However, if you buy your disability insurance policy directly from an insurance company (direct placement), any salesperson who assists you with your application may be paid on commission.
Even though many consumers find this practice distasteful, some agents and brokers encourage it because it helps them make more money. These agents may try to sell consumers costly policies that offer little coverage in exchange for large commissions. Sometimes, their main goal is to simply get your signature on a piece of paper rather than help you get the coverage you need at a price that fits your budget. This can leave many disabled workers without adequate coverage, causing them significant financial hardship when they most need it.
To avoid confusion and some costly mistakes, contact Frank A Clark Law Office. Frank is a reputable long term disability lawyer Syracuse New York who will wholeheartedly help ensure you settle for an excellent deal.
When an agent or broker sells policies, the agent/broker is required by law to explain the features of the policy in clear and understandable language. Agent/broker compensation is not based on whether or not you purchase a policy; therefore, they have no reason to try to talk you into buying a particular policy over another. However, if you buy your disability insurance policy directly from an insurance company (direct placement), any salesperson who assists you with your application may be paid on commission.
Even though many consumers find this practice distasteful, some agents and brokers encourage it because it helps them make more money. These agents may try to sell consumers costly policies that offer little coverage in exchange for large commissions. Sometimes, their main goal is to simply get your signature on a piece of paper rather than help you get the coverage you need at a price that fits your budget. This can leave many disabled workers without adequate coverage, causing them significant financial hardship when they most need it.
To avoid confusion and some costly mistakes, contact Frank A Clark Law Office. Frank is a reputable long term disability lawyer Syracuse New York who will wholeheartedly help ensure you settle for an excellent deal.
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